πŸ‡¨πŸ‡¦ Canada

Invoice Template Canada: Free Download + GST/HST Requirements

Canadian invoicing requirements vary by province β€” mainly because of the GST/HST/PST patchwork. Here's what you need on your invoices, your provincial tax rates, and a free template that covers it all.

Canadian invoice requirements

Every Canadian invoice should include the following from the Canada Revenue Agency (CRA):

Business name + address
Your registered business name or personal name if self-employed, and your mailing address.
Client name + address
The full legal name and billing address of your client.
Invoice date
The date the invoice was issued.
Invoice number
A sequential unique identifier (e.g. INV-2026-001).
Description of services
Clear description of goods or services provided, quantities, and individual prices.
Business Number (BN)
If GST/HST registered, your 15-character BN must appear on the invoice.
GST/HST number
Your RT0001 GST/HST account number (e.g. 123456789 RT0001).
Tax amount
GST/HST amount clearly stated β€” either as a separate line or as 'Total includes GST/HST of $X'.

GST vs HST vs PST in Canada

Canada has a complex sales tax system. The rate on your invoice depends on your province of operation:

ProvinceTotal tax rateNotes
OntarioHST 13%HST = 5% GST + 8% PVAT
British ColumbiaGST 5% + PST 7%Separate PST registration required
AlbertaGST 5% onlyNo provincial sales tax
QuebecGST 5% + QST 9.975%Separate QST number (TQ...)
Nova ScotiaHST 15%HST = 5% GST + 10% PVAT
New BrunswickHST 15%HST = 5% GST + 10% PVAT
ManitobaGST 5% + PST 7%RST registration required
SaskatchewanGST 5% + PST 6%PST on most goods, some services
PEIHST 15%HST = 5% GST + 10% PVAT
NewfoundlandHST 15%HST = 5% GST + 10% PVAT

The tax applies based on the province where the supply is "made" β€” typically where your client is located for services.

When do you need to register for GST/HST?

Mandatory registration threshold: CA$30,000

Once your worldwide taxable supplies exceed CA$30,000 in a single quarter or any four consecutive quarters, you must register within 30 days.

Below CA$30,000: voluntary registration is allowed

Registering voluntarily lets you claim Input Tax Credits (ITCs) on business expenses. Useful if you have significant business costs with GST/HST.

Free Canadian invoice template

Chaser's free invoice builder supports CAD currency and includes fields for your GST/HST number. Generate professional PDFs instantly β€” no download needed.

  • βœ… CAD currency support
  • βœ… Custom fields for GST/HST registration number
  • βœ… Tax line items (show GST separately)
  • βœ… Instant PDF generation
  • βœ… Automated payment reminders free
Use free invoice template β†’

Getting paid in Canada

Interac e-Transfer
Standard for invoices under CA$25,000. Include your email address for deposits. Most popular B2B payment method in Canada.
EFT (Electronic Funds Transfer)
Standard for larger B2B invoices. Include your institution number, transit number, and account number.
Stripe / PayPal
Convenient for international clients or tech-savvy clients. Note: fees apply (Stripe ~2.9% + 30Β’).
Cheque
Still used in some industries. Slow (5–10 business days to clear). Discourage it if possible.

Average Canadian B2B payment terms: Net 30. For freelancers, Net 14 is increasingly accepted and cuts average payment time by 40%.

Frequently asked questions

What must be on a Canadian invoice?

A basic Canadian invoice must include: your business name and address, the client's name and address, invoice date, a description of goods or services, and the total amount. If you are registered for GST/HST, the invoice must also show your GST/HST number, the GST/HST rate, and the GST/HST amount charged.

When do I need to register for GST/HST in Canada?

You must register for GST/HST when your annual worldwide taxable supplies exceed CA$30,000 in a single calendar quarter or four consecutive calendar quarters. Below this threshold, registration is voluntary. Small suppliers benefit from not having to collect and remit GST/HST, but cannot claim input tax credits.

What is the GST/HST rate in Canada?

The federal GST rate is 5%. In provinces with Harmonized Sales Tax (HST), the combined rate is: Ontario 13%, New Brunswick 15%, Nova Scotia 15%, PEI 15%, Newfoundland 15%. British Columbia, Manitoba, Saskatchewan, and Quebec have separate provincial sales taxes instead of HST. Alberta has no provincial sales tax.

How do I invoice a client in Quebec?

Quebec invoices require both a federal GST number (5%) and a Quebec QST number (9.975%). Show them separately: 'GST (5%): $X', 'QST (9.975%): $X'. Your QST registration number starts with 'TQ'.

What are standard Canadian invoice payment terms?

Net 30 is the most common payment term for Canadian B2B invoices. Many freelancers are switching to Net 14. Interac e-Transfer is the dominant payment method for invoices under CA$25,000. EFT (Electronic Funds Transfer) is standard for larger B2B invoices. Include your bank institution, transit, and account numbers on invoices.

Professional invoicing for Canadian freelancers

CAD support + automated payment reminders. Free for 3 invoices.

Try Chaser free β†’