💸Find out what late payments are really costing you

Late Payment Cost Calculator

Most freelancers underestimate how much late invoices cost them. This calculator shows you the real annual cost — in money AND time.

Your invoice situation

Invoices sent per month4

130

Average invoice value

$2,500

$200$20K

% of invoices that go overdue40%

5%80%

Your current recovery rate (manual follow-up)60%

20%95%

Industry average: 40-60% of invoices go overdue. Average freelancer manually recovers ~65% of those.

You're losing every year from unrecovered invoices

$19.2K

That's $1.6K/month walking out the door

Hours spent on follow-up emails per year

24 hrs

⏰

Based on ~25 min per email × 3 follow-ups per late invoice

💡 With automated follow-up (Chaser)

Extra revenue recovered/year+$13.4K

Chaser Pro cost/year-$180

Net gain+$13.3K

Automation typically improves recovery rate by 25-30% vs manual follow-up

Ready to recover $13.4K/year?

Chaser automates the follow-ups. $15/mo — pays for itself on the first invoice.

87%

of freelancers report chronic late payment

Freelancers Union

45 days

average invoice payment delay

PaySimple data

82%

of SMB failures caused by cash flow problems

Xero global study