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Payment Terms Calculator

Calculate your invoice due date and estimated payment date based on payment terms.

Enter invoice details

Invoice date

Payment terms

Results

Invoice date

15 May 2026

Due date

14 Jun 2026

Net 30

Est. payment date

21 Jun 2026

+7 day buffer

📅 30 days until due date

Timeline

15 May 2026

Invoice sent

14 Jun 2026

Due date

21 Jun 2026

Est. paid

Common payment terms by industry

Industry norms help you set expectations with new clients.

Freelancers & Consultants14–30 daysRecommended: Net 14 or Net 30

Shorter terms = faster cash flow. Many freelancers use Net 14.

Government & Enterprise30–60 daysRecommended: Net 30 (negotiate Net 60)

Large organizations often have fixed AP cycles. Expect delays.

Retail & E-commerce7–14 daysRecommended: Net 7 or Net 14

High volume, fast-moving. Short terms are standard.

Construction & Trades30–90 daysRecommended: Net 30 with milestone payments

Progress invoicing common. Retention clauses may apply.

Marketing & Agencies30 daysRecommended: Net 30

Monthly retainers common. Consider upfront deposits for new clients.

Healthcare & Professional30 daysRecommended: Net 30

Insurance and institutional billing may extend timelines.

Tips for getting paid on time

⚡Use shorter payment terms by default (Net 14 instead of Net 30)

📎Always include a payment link on your invoice — iDEAL, Stripe, or bank transfer details

📅State the exact due date, not 'within 30 days' — it removes ambiguity

🔁Set up automatic reminders so late invoices get followed up without you lifting a finger

💬Confirm receipt of the invoice the day after sending to establish contact

Set up automated reminders with Chaser

Knowing your due date is step one. Step two is automatically following up when clients don't pay on time. Chaser handles all 4 stages — friendly to firm — automatically.

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No credit card. 3 invoices free.