Chaser vs Sage Accounting
Sage Accounting is great for your accountant. Chaser is great for getting paid.
Sage Accounting is the UK's leading small business accounting suite — 6M+ users, trusted by accountants across Britain. But when invoices are 2 weeks overdue, Sage's reminders are still manual. You write the email. You decide the tone. You remember to send it. Chaser does all of that automatically.
| Feature | Sage Accounting | Chaser ✓ |
|---|---|---|
| Invoice follow-up automation | Manual reminders — you write each one | 4-stage automated sequence |
| Escalation stages | None — same tone every time | Day 3 / 7 / 14 / 30 (escalating) |
| Auto-send follow-up emails | No — requires manual action | Yes — fully automated |
| Payment link in reminders | Invoice view link only | Direct Stripe payment link |
| Price | £15–84/mo (Sage Accounting) | Free–€20/mo |
| Setup time | Days (accounting migration) | Under 5 minutes |
| Overdue risk scoring | No | Yes — per-invoice risk badge |
| AR aging report | Yes (full accounting) | Yes (freelancer-focused) |
| Client GDPR opt-out | No automated opt-out | Yes — automatic |
| Best for | UK small businesses with accountants | Freelancers who need to get paid |
Why Sage users still struggle with late payments
Sage Accounting covers bank reconciliation, VAT returns, cash flow forecasting, and payroll. It's why accountants recommend it across the UK. But invoice chasing isn't an accounting function — it's a relationship function requiring the right tone at the right time.
Sage lets you send a payment reminder, but only if you remember to log in, find the invoice, and click send. It doesn't escalate. It doesn't remember what you sent last week. It doesn't stop when the client pays.
Chaser works alongside Sage. You keep using Sage for your books. Chaser handles escalating follow-up automatically — from a friendly nudge on day 3 to a formal final notice on day 30.
What Chaser does while you get on with work
For UK freelancers
Under the Late Payment of Commercial Debts Act 1998, you can charge 8% above the Bank of England base rate on overdue B2B invoices — plus £40–100 in fixed compensation. Chaser's final notice email references these rights, giving your client a clear signal that you know what you're entitled to.
Chaser invoices in GBP (or any currency). Free tier: 3 invoices. Pro: €20/mo.
Free tier: 3 invoices. Pro: €20/mo — no contracts.