Zoho Invoice is a capable invoicing tool. Chaser is a payment recovery tool. They solve different problems β here's how to decide which one (or both) you need.
π Quick verdict
If you need to create professional invoices, Zoho Invoice is excellent and free. If you need to chase late payments automatically, Chaser is built for that job. Many freelancers use both.
| Feature | Chaser π | Zoho Invoice |
|---|---|---|
| Automatic follow-up emails | β Yes β 4 escalating stages | β οΈ Manual reminders only |
| Escalating tone (friendly β firm) | β Built-in sequence | β No escalation logic |
| Invoice creation | β οΈ Entry only (no PDF builder) | β Full invoice builder |
| Payment link in follow-up email | β Yes (Stripe/PayPal) | β Yes (Zoho Payments) |
| Overdue dashboard | β Yes | β Yes |
| Client portal | β No | β Yes |
| Accounting / expenses | β No | β Zoho Books integration |
| Free tier | β 3 invoices free | β Free (limited) |
| Pro price | $15/mo | $15β$40/mo (Zoho One) |
| Focus | Getting paid faster | Full business invoicing |
Zoho Invoice has a solid overdue section. You can see at a glance which invoices are unpaid and how many days past due they are. What it doesn't do is automatically escalate follow-up emails with increasing urgency until the invoice is paid.
Zoho has a βpayment reminderβ feature, but it's manual: you configure a single reminder template and decide when to send it. There's no sequence, no escalating tone, no automatic re-send 7 days later if the client ignores the first one.
Chaser's entire job is the escalation sequence: a friendly nudge at day 3, a firmer reminder at day 7, a formal follow-up at day 14, and a final demand at day 30. Each email has a different tone. Each fires automatically. You get notified when each sends.
Yes β and many freelancers do. Create and send invoices in Zoho Invoice, then add overdue ones to Chaser for automated chasing. Import is quick: just enter the client name, email, amount, and due date. No CSV needed.
Add an overdue invoice and Chaser follows up at day 3, 7, 14, and 30 β while you focus on paid work.
Try free β 3 invoices βNo credit card Β· Free forever Β· Takes 2 minutes